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The valuation is a crucial step in the property buying and selling processes. For those looking to invest, an estimation can allow you to budget accordingly and can ensure you’re not paying above the odds for a property that is unlikely to hold its value. For sellers, property valuations can ensure you’re setting the sale price at a competitive yet realistic rate.
Considering various factors, including the condition of the building internally and externally, size, inclusive fixtures and the age of the property, we can create accurate valuations based on the North's market, including cities such as Manchester, Liverpool and Chester. Depending on the purpose of the valuation, we offer a range of options to suit your needs – simply contact your AMS Survey expert to learn more.
WHAT DOES THE RICS VALUATION INCLUDE?
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Inspection of the property by an RICS surveyor local to the area
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Overview of the property, its construction, location and accommodation
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Overview of the property’s general condition, with photographs
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Details of three comparable properties nearby that have been sold recently
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Valuation of the property, with a detailed description of the evidence and assumptions used
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Our valuations are all Red Book valuations and meet the RICS Valuation Standards
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We are totally independent of any estate agency or mortgage company
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We carry out a full conflict of interest check upon inspection to ensure no conflicts exist
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Our report will be on headed paper and signed by a member of the RICS
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The inspection date will be shown on the report
UNDERSTANDING THE VALUATION REPORT
Whilst the valuation does take into consideration any major defects and their effect on value, the valuation report is not an in-depth survey and an inspection relating to the condition of the property is not undertaken. If significant defects are apparent, you would be advised to undertake a more in-depth survey and condition survey report.
If a full Structural Survey is required, we’ll go the extra mile to offer unbiased, factual information that allows you to take the right step for your circumstances. Irrespective of the service you decide to choose, AMS Surveys will cut through the jargon and provide straightforward solutions that encompass everything you need.
FIND THE CORRECT SOLUTION FOR YOU
INDEPENDENT MARKET VALUATIONS
This type of report considers any serious defects with the property and establishes the reinstatement value for insurance purposes.
PROBATE/INHERITANCE TAX VALUATIONS
The purpose of this report is to confirm the value of the property/properties at the date of death of the deceased person so that the total value of the estate can be ascertained, and any Inheritance Tax liability can be calculated. Only after this point can Probate be granted, and the properties/assets be distributed as per the deceased’s wishes.
INSURANCE REINSTATEMENT VALUATIONS
As the market value of your property has no direct relationship to the reinstatement cost of your building, many people have no idea as to an accurate rebuild sum. Insure for the right rebuilding cost valuations and ensure that you are not under-insured, to prevent penalties in the event of claims (for fire damage, floods etc).
HELP TO BUY VALUATIONS
Property owners who purchased their home under the government Help-to-Buy: Equity Loan scheme require a valuation when selling their house. This is because the Help to Buy loan must be redeemed in full upon sale of the property, with the amount required to be paid back being based on the market value of the property at that time – with the market valuation to be provided by the vendor’s self-appointed independent RICS Registered Valuer.
SHARED OWNERSHIP STAIRCASING VALUATIONS
Shares in the property will be sold at the current market value, disregarding any improvements to your home that your landlord has consented to. As such, an up-to-date impartial valuation is required in the form of a Property Valuation Report. As the other equity in the property is owned by a public body, it is a requirement for the valuation report to be produced by an independent RICS Registered Valuer. A report from an estate agent or one carried out on behalf of a mortgage lender will not be accepted.
MATRIMONIAL SETTLEMENT / DIVORCE VALUATIONS
When a married couple decide to divorce it will be necessary to ensure that a fair financial settlement is reached. As the matrimonial home is usually a significant asset, its value will need to be agreed. If any other properties are owned, these too will need to be valued to help establish a fair way forward.
REGULATED AND PARTNERED WITH
